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Another possibility your Google Adsense account might get banned is when it is related an account previously banned. Google have a strict policy of not allowing the banned publisher to create a new account. So first maybe your newly register account is activated at first then you start earning happily, but when Google found out you banned again! You lost all the money. My advice is never take those chances hoping Google will not find out, try putting other people as your payees for eg put your parents name, sibling names, wife name or anyone that you trust.

Find out other reasons how your account might be banned and how to avoid them

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